AGGREGATOR LÀ GÌ

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Payment aggregators make it easier for your growing business to accept online payments. Here’s what you need to lớn know khổng lồ get started.Bạn vẫn xem: Aggregator là gì


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Payment aggregators are third-party providers that allow businesses to lớn accept online & điện thoại payments without needing to involve a bank.

Bạn đang xem: Aggregator là gì

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In 2018, e-commerce sales accounted for nearly 15% of all retail sales. So the ability to lớn accept online payments is crucial for growing your business and providing unique service lớn your customers. And many business owners find that the easiest way lớn vị this is by using a payment aggregator.

What is a payment aggregator?

A payment aggregator is a service provider that allows merchants to process Mobile or e-commerce payments. They let businesses accept credit & debit card payments without setting up a merchant tài khoản through a bank.

Instead, you use a third-buổi tiệc nhỏ payment provider to lớn process your online transactions for you. The provider groups your business with other merchants & accepts payments on behalf of everyone.

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If you phối up a merchant trương mục, you’re the owner of that account. Whereas when you use a payment aggregator, you become the sub-merchant và rely on the other company’s merchant account.

A payment aggregator is a service provider that allows merchants lớn process di động or e-commerce payments

Advantages of using a payment aggregator

Here are some of the biggest advantages of using a payment aggregator:

Disadvantages of using a payment aggregator

There are downsides to every business decision. Here are a few disadvantages khổng lồ using a payment aggregator:

Delayed funds. When your customers pay you, the money goes through the payment aggregator first. This means they have control over when the funds are dispersed.

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Most will put a 24-48 hour hold on dispersing the funds but in some cases, the hold could be longer.Possibility of tài khoản holds. When you work with a payment aggregator, that company assumes a certain amount of risk on your behalf. So they take potential security threats very seriously. If any of your payment activity is suspected of being fraudulent, they can place a hold on your tài khoản. Higher fees. As your transaction volume continues lớn grow, so will the fees. That’s because a larger transaction volume translates lớn more payment processing risk. And some payment aggregators put limits on the number of transactions they are willing to process so you’ll want khổng lồ find out this information ahead of time.

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There’s no right answer when it comes khổng lồ how your business should accept online payments. But payment aggregators are preferred by most small businesses that process a low number of transactions.

Do your homework before choosing a payment aggregator. Find out the company’s fee structure and whether they put a limit on the number of transactions they’ll process. And it’s also a good idea to lớn find out what kind of customer tư vấn they offer if there’s ever a problem.

CO— aims lớn bring you inspiration from leading respected experts. However, before making any business decision, you should consult a professional who can advise you based on your individual situation.